Perma Finance Calculator 2018-02-21T15:15:13+00:00

Select your finance

Use the finance calculator below to view the various options available. If you would like to apply with us then simply select your chosen finance option and complete the application form below.

Total Sale Amount


Repayment Term

Loan Value

Per Month

Total Interest

Total Repayable

Complete the below details

Please enter description of goods, or use this section for any notes or messages you may have.
Please note, should your application be declined, as part of our ongoing service and commitment, you will be contacted by an advisor from our alternative lender, Propensio Finance, in order to explain a potential alternative finance product at a higher rate of interest. You will have time to consider any alternative quotes and the full terms and conditions will be clearly explained to you prior to entering into any credit agreement. If you do not wish to follow this route then you will be given the right to opt out. Please be aware that repeatedly applying for credit may affect your credit record. You understand and accept that all finance is subject to application and status. Should you be happy with the revised offer you can still proceed with your order.

Finance subject to status. 10.9% APR

Frequently Asked Questions

Improveasy are a finance company who specialise in producing bespoke financial solutions to homeowners across the UK. We work with our nationwide network of accredited installers and manufacturers to ensure that your new home improvements are financed in the best possible way. Improveasy act as a Broker for finance via a panel of lenders. The credit provided is subject to application and status.

Applicants must be 18 and over at the time of application – Must be younger than 80 years old on the day of the last payment of the agreement – Permanent UK resident and home owner – In regular permanent employment (min 16 hours or more) – Self Employed – Retired with proof of state, private or company pension – Long term invalidity / disability / mobility benefit (details of income must be supplied including reference numbers).

Approximately 30 days after the installation is complete and your satisfaction note has been signed and returned.

Yes, shortly after installation of your new home improvement measure/s the lender will write to you. You can then contact the lender directly to arrange to change the date of your monthly direct debit.

Yes, you can pay off your finance early and there are no penalties to do so. All you need to do is contact the lender via the details on your Consumer Credit Agreement. You can speak to a member of the customer services team who will be able to advise you on the process. The remaining balance will be recalculated for you and amended automatically.

An application should take approximately 15 – 20 minutes to complete.

You will receive an instant ‘accept’ or ‘decline’ from the lender once your online application is submitted. On occasion this may be referred to an underwriter to review your application if a decision is borderline. For example: Inaccuracies in your application, missing information, markers on your credit file etc. If an underwriter steps in this can take up to 20 minutes to come back with a decision (Underwriters available 9am – 6pm Mon-Fri).

An Annual Percentage Rate (APR) is the interest displayed as a fixed percentage to be used as a comparison against the cost of other forms of finance, credit, and loans.

No. Finance provided by Improveasy is not secured against any form of property or asset and is classed as ‘unsecured personal finance’. The details regarding this will be clearly outlined on your Consumer Credit Agreement.

You can call Improveasy and speak to one of our advisers who will be able to assist you with any enquiries on our free phone number 0800 024 8505 select option 2.

Spending money on your property is a big investment and you need to be sure that it’s going to last for years to come. That’s why every Permagroup product comes with a minimum 10-year warranty on all parts and all labour. For us, it’s about your long-term peace of mind.

Permagroup only work with the very best installers. Our installers are qualified to the highest standards in the UK. You can now have everything you need and spread the cost to suit your budget.

Not an Perma approved installer?

Want to offer flexible payment options?

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